My car -- yes, the MM RX CCC -- got hit yesterday morning, returning from the Mom meeting. Oh, it wasn't much, a low speed. low relative speed hit approaching a roundabout on a 4-lane road: I was in the right-hand lane, the other driver was in the left one, and suddenly realized she needed to be in my lane. Alas, she apparently did not notice my SUV-sized vehicle. She drifted over and tapped my ride behind the left rear wheel, creasing the sheet metal, scraping off a little side light and uglying the side of the rear bumper. Her Jeep Compass came off much the worse, losing the outer light housing on the right front, with well-creased sheet metal behind it.
She insisted on calling the police and I didn't object. Things took a turn for the surly after an officer was on the scene and the Compass driver was unable to produce any insurance information or registration for the car, which turned out to belong to "a friend." Her driver's license was out-of-state. And of course, in her telling, I "came out of nowhere." Um-hm. Along a busy 40 mph 4-lane street in a town well known for strict and humorless enforcement of speed limits, approaching a roundabout with a recommended speed of 15 mph (which most drivers take at 20 to 25). Nope.
It was one of those mornings. Inevitably, if I get hit, I get hit by someone with no insurance and little prospect of repaying. I filed a claim with my insurance (no choice -- in Indiana, you have to carry uninsured motorist coverage and any accident reported to the police requires filing a fresh Proof of Insurance form) but this may be under the deductible.
So far, the car still runs and so do I. Woke up early this morning with a bad calf cramp. Stress? Maybe.
PS: Antis, I was armed to the teeth. And very ticked off, too. Somehow, my gun did not so much as put in an appearance. Gawrsh, who would'a thunk? --Oh, that's right, most normal people are happy to let the police and their insurance carrier "go on the warpath" instead.
4 weeks ago